Chiropractor Accepting Insurance in Coral Springs, FL

Looking for a chiropractor accepting insurance in Coral Springs?

If you are searching for a chiropractor accepting insurance in Coral Springs or Parkland, the short answer is that The Spine and Wellness Center accepts most major medical insurance plans — and we check your coverage for you before you ever walk in. Finding care should not mean decoding a benefits booklet or guessing what a visit will cost.

Since 2005, our team on Coral Ridge Drive has helped North Broward families use the benefits they already pay for. Our front desk calls your carrier, confirms what your plan covers for chiropractic care, and explains it to you in plain English: your deductible, your copay or coinsurance, any annual visit limit, and whether your plan needs a referral or pre-authorization.

We also accept HSA and FSA cards, and we handle Florida Personal Injury Protection (PIP) claims after a car accident. Whichever way you pay, the goal is the same: no surprises, and care that starts when you need it rather than after a week of phone calls.

What insurance does The Spine and Wellness Center accept?

We accept most major medical insurance plans for chiropractic care, along with auto insurance (PIP) for injuries from a car accident. Because every employer and marketplace plan is written differently, we never assume — we verify your specific policy before your first visit.

Here is how coverage usually works for the services we provide:

• Chiropractic adjustments and exams are a covered benefit on most major medical plans, subject to your deductible, copay or coinsurance and any visit limit.
• Diagnostic imaging such as digital X-rays, when indicated, is often covered when it is medically necessary.
• Therapy and rehab services, including physical therapy and therapeutic exercise, are covered by many plans, sometimes under a separate benefit or visit count.
• Car accident care is billed to your auto insurer under Florida PIP, regardless of who caused the crash.
• Massage and wellness services are often not a covered benefit even when chiropractic care is — see our massage therapy page for details.

Some services, such as non-surgical spinal decompression on the Triton DTS table, are covered differently from plan to plan. When something you need is not covered, we tell you before it happens and walk you through your options. That is what a chiropractor accepting insurance should do: make the money side clear so you can focus on getting better.

How does insurance verification work before your first visit?

Insurance verification takes most patients one phone call. You give us your plan details, we contact your carrier, and we call you back with a clear picture of your chiropractic benefits — usually before your appointment is even on the calendar.

1. Call or text (954) 341-2256. Have your insurance card ready, plus the policyholder’s name and date of birth if the plan is in someone else’s name.
2. We contact your insurance company. Our front desk confirms your chiropractic benefits, your deductible and how much of it you have met, your copay or coinsurance, and any yearly visit limit.
3. We check the fine print. We ask whether your plan requires a referral or pre-authorization, and whether therapies and imaging fall under a separate benefit.
4. We explain it to you. You hear what is covered and what is not, in plain English, before any care begins.
5. You book your first visit. Same-day appointments are often available for new patients in pain.

If you would rather get your paperwork out of the way first, our new patient forms can be completed online before you arrive.

What should you ask your plan about chiropractic coverage?

Whether you call your insurer yourself or let us do it, these are the questions that decide what you actually pay. Knowing them makes it easier to compare any chiropractor accepting insurance near you.

• Is chiropractic care a covered benefit on my plan? Most major medical plans include it.
• What is my deductible, and how much have I met this year? Coverage often begins after the deductible.
• What is my copay or coinsurance per visit? This is the number most patients care about.
• Is there a limit on chiropractic visits per year? Many plans cap visits; we plan your care around it.
• Do I need a referral or pre-authorization? In Florida you can see a chiropractic physician directly, and most plans do not require a referral, though some HMO plans do.
• Are X-rays and therapies billed under the same benefit? Some plans count them separately.

Deductibles reset every year, usually on January 1. If you have already met yours, the end of the year is often the most affordable time to start care — another reason to have us verify your benefits now rather than later.

Can you use HSA or FSA funds for chiropractic care?

Yes. Chiropractic care is a qualified medical expense, so you can pay with your health savings account (HSA) or flexible spending account (FSA) card at our front desk. The IRS lists payments to a chiropractor among deductible medical expenses in Publication 502, Medical and Dental Expenses.

HSA and FSA funds are pre-tax dollars, so using them lowers what care really costs you. They also work alongside insurance: many patients use their plan for covered services and their HSA or FSA card for the deductible, copays or services their plan does not cover.

• Use your HSA or FSA card just like a debit card at checkout.
• Use it for deductibles, copays and coinsurance on covered visits.
• Ask us for an itemized receipt if your plan administrator needs documentation.
• FSA balances often expire at the end of the plan year, so check your deadline.

Rules vary by plan administrator, so confirm the details of your own account. Our team is happy to provide the receipts and paperwork you need.

Does Florida PIP cover chiropractic care after a car accident?

Yes. Florida is a no-fault state, so your own Personal Injury Protection (PIP) coverage is usually the first payer for medical care after a crash, no matter who caused it. Chiropractic physicians are among the providers Florida’s PIP statute recognizes for initial and follow-up care.

Timing matters. Florida law generally requires that you receive initial medical services within 14 days of the accident for PIP benefits to apply (Fla. Stat. 627.736). An early exam also documents your injuries while they are clearest.

We bill your auto insurer directly, keep the records your claim depends on, and coordinate with your attorney’s office if you have one. Read more about car accident injury treatment and how we handle the PIP paperwork for you.

What care do your insurance benefits go toward here?

Your coverage goes toward a measured, drug-free plan, not a five-minute adjustment and a reminder card. Every plan follows the 4R Method — Repair, Rebuild, Regenerate, Refine — under the clinical direction of Dr. Jared Cohen, DC.

Visit one — we measure (and usually begin care)

A real conversation about what hurts, a hands-on structural exam, surface EMG and thermal scanning, and digital X-rays when indicated. Measuring first is what makes your plan accurate, and it gives your insurer the documentation that supports medical necessity.

Visit two — your findings and your plan

We review your scans with you, map them to the 4R Method, and show you a realistic timeline — and how it fits within your insurance benefits and any visit limit. Most patients have already begun care on visit one; this is where the full plan takes over.

Depending on your findings, care may include chiropractic adjustments, non-surgical spinal decompression, physical therapy and rehab, all under one roof. Spinal manipulation is a reasonable, well-studied option for low back pain (NCCIH, Chiropractic: In Depth). Not sure where to start? Take the 60-second spine assessment.

Why Coral Springs families choose us as their chiropractor accepting insurance

Plenty of clinics say they take insurance. Here is why families across Coral Springs and Parkland keep choosing The Spine and Wellness Center as their chiropractor accepting insurance:

• Coverage explained before care. We verify your benefits up front and tell you what is and is not covered.
• Close to home. 5675 Coral Ridge Drive, near Wiles Road, with free parking at the door — about 5 to 10 minutes from anywhere in Coral Springs.
• Hours that fit your week. Monday, Tuesday and Thursday 9:00 am–7:00 pm; Wednesday 3:00–7:00 pm; Friday 9:00 am–12:00 pm.
• Same-day appointments are usually available for new patients in pain — see same-day chiropractor appointments.
• One team, one plan. Chiropractic, decompression, physical therapy and recovery care coordinated in one clinic since 2005.

A few words from patients:

• “Professional, friendly, highly knowledgeable and trustworthy. After years of chronic pain, their precise adjustments resolved the issue and restored proper alignment. Highly recommend.” — David V., Coral Springs
• “Some of the warmest and most caring staff in the business. Dr. Cohen, without a doubt, is passionate about his craft and the community he serves.” — Anthony O., Coral Springs
• “I love this place! They treat you like family and stand by you every step of the way.” — Jason W., Parkland

Insurance-friendly chiropractic for nearby cities

Patients drive to our Coral Springs clinic from across North Broward and south Palm Beach County. Each city page covers drive times, directions and how your benefits work:

• Parkland — about 5 to 10 minutes
• Coconut Creek — about 15 minutes
• Margate — about 15 minutes
• Tamarac — about 15 to 20 minutes
• Boca Raton — about 20 to 25 minutes
• Deerfield Beach — about 20 minutes
• Pompano Beach — about 20 to 25 minutes
• Sunrise — about 20 minutes
• North Lauderdale — about 15 minutes
• Plantation — about 25 minutes

Your next steps

Do not let insurance questions keep you from care. Getting started with a chiropractor accepting insurance in Coral Springs takes four steps:

1. Call or text (954) 341-2256 with your insurance card, or reach us through the contact page.
2. We verify your benefits and explain your coverage before your first visit.
3. Visit one: we measure, with exam, scans and X-rays when indicated — and usually begin care.
4. Visit two: your findings and your plan, built around your goals and your benefits.

Still have questions? Our frequently asked questions page covers adjustments, X-rays and what to expect.

Serving insured patients across North Broward

Our clinic at 5675 Coral Ridge Drive, Coral Springs, FL 33076 serves Coral Springs, Parkland, Coconut Creek, Margate, Boca Raton, Tamarac, Pompano Beach and Deerfield Beach. Same-day appointments are usually available — call (954) 341-2256 or book online. Most patients from Parkland and Coral Springs are here in under 15 minutes.

Medically reviewed by Dr. Jared Cohen, DC — Co-Founder & Clinical Director, The Spine and Wellness Center. Last reviewed October 2026.

Frequently asked questions